Editor's note: A previous version of this story erroneously stated that the HOPE NOW Alliance of loan servicers charges borrowers for consultations. The consultations are free.

"I have been giving my clients an article you wrote about a year ago advising borrowers having payment problems how to request a ...

The mortgage world has suddenly become very frightening to many people who have no real reason to be frightened.

Their mortgages are in good standing, and they are not having any trouble meeting their payments, yet they are in distress -- in large part, because so many around them are in distress. Fear is contagious. The only antidote I...

When a presidential election falls in the middle of a financial crisis, it is not surprising that we are besieged with misinformation. Much of it is finger-pointing about responsibility for the absence of effective regulation that would have stopped or moderated the crisis. This article aims to provide some perspective on this issue.

This article was written the day after the House approved the revised version of the Treasury/Federal Reserve bailout plan, which had already been approved by the Senate.

Much the most striking thing about the plan is that it represents a completely new approach to dealing with financial crisis. To my knowledge, no government has ever done...