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Transparency is king in U.K. mortgage system
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Part 1: Differences between U.K., U.S. mortgage brokers
Jack Guttentag
Inman News
(This is Part 1 of a two-part series.)
To gain perspective on institutional practices, nothing beats seeing how the practices differ somewhere else. Recently I looked at how mortgage brokers and the lenders they deal with operate in the United Kingdom. I have had invaluable help from Richard Hobson, a broker in the U.K. for... |
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Will mortgage insurance protect against job loss?
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Top home-buying questions answered
Jack Guttentag
Inman News
Does mortgage insurance protect me if I'm disabled or lose my job?
No, mortgage insurance protects the lender against loss in the event that you default. You pay the premium, but the lender receives the protection. The sole benefit to you is that, with mortgage insurance, lenders are willing to make loans with down payments smaller than 20 percent... |
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Struggling borrowers get fresh start under new plan
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Part 5: Fixing the housing finance system
Jack Guttentag
Inman News
(This is Part 5 of a five-part series. Read Part 1, "Lenders wise to beef up default-risk reserves"; Part 2, "... |
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Help from feds not a bailout
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Part 4: Fixing the housing finance system
Jack Guttentag
Inman News
(This is Part 4 of a five-part series. Read Part 1, "Lenders wise to beef up default-risk reserves"; Part 2, "... |
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Mortgage insurance cheaper under new plan
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Part 3: Fixing the housing finance system
Jack Guttentag
Inman News
(This is Part 3 of a five-part series. Read Part 1, "Lenders wise to beef up default-risk reserves," and Part 2, "... |
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